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45+ partner network worldwide

Get a Real Merchant Account After Stripe, PayPal, or Shopify Problems

High-risk eCommerce and subscription processing across the US, EU, and Canada. Built by operators who understand approvals, reserves, chargebacks, and gateway setup.

45+
Acquiring Options
3
Regions Covered
$9M+
Monthly Volume Helped
Coverage Regions
3 Continents Active
United States
Domestic & offshore · All verticals
Open
European Union
SEPA + multi-currency · UK/EU entities
Open
Canada
CAD processing · All provinces
Open
Contact Us
Fast Response

Useful services for payment-heavy businesses

Request business setup, address, Stripe, CRM, and chargeback help, or open direct links for banking, business cards, and collections.

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Entity

Discounted US Entity Setup

Wyoming, Florida, and Delaware setup help for merchants that need cleaner banking and processing documents.

Best for new US entities and offshore founders.
Request setup help
Entity

Unique US Address Setup

Business address setup support for cleaner formation, bank, gateway, and underwriting paperwork.

Best for entity cleanup and bank-ready files.
Request address help
Banking

Brex Business Banking

US business banking option with free wires and ACH, virtual cards, interest, and rewards potential.

Direct partner link.
Open Brex option
Banking

Slash Global Account

Global account option that is easy to open, includes virtual cards, and can earn cashback.

Direct partner link.
Open Slash option
Credit Cards

4% Cashback Amex Gold Card

Recommended US business card path for operators who want stronger rewards on eligible spend.

Direct referral link.
View card option
Payments

Stripe Decline Optimization

Review decline performance, gateway settings, and approval-rate issues before volume is lost.

Best for Stripe-heavy stores.
Request review
Payments

Chargeback Management

Chargeback alerts, dispute management, representment, and prevention routes for higher-risk merchants.

Best for CDRN, RDR, Ethoca, and representment help.
Request chargeback help
Operations

CRM Referral

CRM and subscription operations referral paths for merchants that need cleaner sales and support workflows.

Best for rebill, sales, and fulfillment teams.
Request CRM referral
Disclosure: RetryHub may have financial interests in, referral relationships with, or receive compensation from certain service providers we recommend.

High-risk merchant account support by industry

RetryHub supports ecommerce, subscription, regulated, digital, and service businesses that need payment processing options beyond Stripe, PayPal, Shopify Payments, or Square.

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Health & Wellness

Supplements & Nutraceuticals

Supplement, nootropic, nutraceutical, and wellness ecommerce brands with claim, refund, or subscription risk.

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Regulated Products

CBD & Hemp

Compliant CBD, hemp, cannabinoid, and related ecommerce offers that need high-risk acquiring options.

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Regulated Products

Vape & eCigarettes

Age-restricted vape, vapor, e-cigarette, and accessory retailers with policy and compliance requirements.

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Regulated Products

Tobacco & Cigars

Tobacco, cigar, and age-restricted merchants that need clearer underwriting and payment routing.

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Restricted Content

Adult

Adult ecommerce, content, novelty, membership, and subscription models with compliance controls.

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Regulated Products

Firearms & Accessories

Compliant firearms, ammunition, outdoor, tactical, and accessories businesses with policy-sensitive products.

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Health & Wellness

Peptides & Research Chemicals

Research-use peptide and lab supply businesses that need careful product positioning and documentation.

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Health & Wellness

Skincare & Beauty

Cosmetics, skincare, beauty, trial, subscription, and high-ticket personal-care ecommerce brands.

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Health & Wellness

Health & Fitness

Gyms, fitness coaching, wellness products, memberships, and health-adjacent ecommerce offers.

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Health & Wellness

Telehealth & Medical

Telehealth, medical-adjacent ecommerce, and healthcare service businesses with licensing or fulfillment review.

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Recurring Billing

Subscription & Continuity

Trial, rebill, membership, subscription, and continuity offers with cancellation and dispute sensitivity.

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Digital Offers

Coaching & Info Products

Courses, coaching, masterminds, consulting, and info product sellers with high-ticket or refund risk.

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Digital Offers

Digital Products & SaaS

Software, digital goods, SaaS, and subscription products with global payments or dispute pressure.

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Ecommerce

Dropshipping

Fulfillment-heavy ecommerce stores, paid-media offers, supplier-led shipping, and tracking-sensitive operations.

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Ecommerce

High-Ticket Ecommerce

Luxury, electronics, furniture, equipment, and other higher-average-order-value ecommerce merchants.

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Future Delivery

Travel & Ticketing

Travel, events, ticketing, booking, and future-delivery businesses with fulfillment timing risk.

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Regulated Entertainment

Gaming & iGaming

Gaming, iGaming, esports, tournament, and regulated entertainment businesses with jurisdiction review.

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Financial & Emerging

Crypto & Web3

Crypto, Web3, NFT, blockchain-adjacent, and emerging financial businesses seeking card payment review.

View industry page
Financial & Emerging

Credit Repair & Financial Services

Credit repair, financial services, tax relief, debt services, and document-heavy service providers.

View industry page
Services

SEO & Web Design Agencies

SEO, web design, marketing, digital agency, and retainer businesses with high-ticket dispute exposure.

View industry page

Not sure which category fits?

Apply anyway. RetryHub reviews the business model, product mix, region, current processor, and chargeback profile before matching you with the right path.

Start free application
Integrations merchants recognize
RetryHub works around the checkout, gateway, CRM, and funnel stack high-volume operators already use.
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Built for Businesses That Want Longevity

We specialize in solving payments challenges other ISOs won't touch including global growth, risky verticals and scaling challenges.

45+

45+ Banking Partners

Direct relationships with acquiring banks across the US, EU, and Canada — not just resellers. More options means better approvals.

24H

Fast Approvals

Most applications reviewed within 24 hours. Complex cases within 72 hours. We move fast so you can too.

3X

3 Continents

US domestic, EU/SEPA, and Canadian processing. Multi-currency support. One partner for global expansion.

CB

High Chargeback Friendly

Up to 3% chargeback ratios accepted. We know the verticals and have banks who understand your business model.

TMF

Terminated Accounts

Flagged by Stripe, PayPal, or your previous processor? We specialize in getting you back online quickly.

OPS

eCommerce Operators

Founded by operators who've processed $10M+/month. We understand margins, retry logic, and what actually matters.

How It Works

From application to live processing — we guide you every step of the way.

1

Apply Free

Fill out our short application (3 minutes). No credit check, no commitment. Tell us about your business and volume.

2

We Review

Our team analyzes your vertical, region, volume, chargeback profile, and current processor issues to choose the right route.

3

Bank Submission

We prepare the merchant application package and coordinate submission through the best-fit acquiring path.

4

Go Live

Get your MID and integration details. Our team helps you integrate and start processing within days.

Apply Free — Takes 3 Minutes

Select your region to get started. No fees, no commitment, no credit check.

United States

Domestic and offshore US processing. All verticals including CBD, nutraceuticals, subscriptions, and high-risk eCommerce.

Apply Free — US →

European Union

SEPA and multi-currency EU processing. UK and EU entities welcome. Strong network for gaming, digital goods, and subscriptions.

Apply Free — EU →

Canada

CAD processing for all Canadian provinces. High-risk friendly, all industries, fast turnaround.

Apply Free — CA →

Contact Us

Questions? Ready to talk? Send us a message and we'll get back to you within 24 hours.

We'd love to hear from you

Whether you're ready to apply or just have questions about our network, our team responds to every message within one business day.

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Schedule a Free Call

A 30-minute call with our team to discuss your processing situation and explore whether we can help. No pressure, no commitment.

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