A ratio above 1% puts your account at risk. Above 2% and most processors will terminate you. We help you get approved — and keep processing.
Most processors terminate at 1%. Our bank partners accept merchants others won't touch.
Customers claim they didn't receive goods or don't recognise the charge. Often the biggest driver — especially in subscription businesses.
Bots testing stolen card numbers against your checkout. Each declined attempt can still generate a chargeback and inflate your ratio.
Long shipping times, damaged goods, or unmet customer expectations trigger disputes that should have been refunds.
Auto-renewals customers forgot about. Poor cancellation UX forces them to dispute rather than cancel.
Misleading ads attract customers who expect something different. Immediate buyer's remorse leads to disputes.
Your billing descriptor doesn't match your brand. Customers see an unfamiliar name and dispute the charge.
Tell us your volume, chargeback ratio, and industry. No credit check, no commitment.
We identify banking partners from our network who specifically work with elevated-ratio merchants in your industry and region.
Once approved, you can stabilise revenue while implementing proper chargeback mitigation — not in a panic.
High chargebacks don't have to mean game over. Apply in 2 minutes.
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