45+ banking partners across the US, EU, and Canada who understand high-risk eCommerce. Real merchant accounts, not payment aggregators.
Standard payment processors avoid these industries. Our banking partners were built for them.
| Feature | Real Merchant Account (RetryHub) | Stripe / PayPal / Square |
|---|---|---|
| Account termination | ✓ Direct bank relationship — very stable | ✗ Can terminate without warning |
| Fund holds | ✓ Funds deposited to your bank account | ✗ Can hold funds for up to 180 days |
| High-risk industries | ✓ Specialist banks for your industry | ✗ Banned or severely restricted |
| Chargeback threshold | ✓ Banks accept up to 2–3%+ | ✗ 1% limit, instant termination |
| Monthly volume | ✓ Up to $1M+/month per account | ✗ Arbitrary limits, sudden freezes |
| Processing rates | ✓ Negotiated directly with bank | ✗ Fixed rates + extra transaction fees |
| TMF / MATCH listed | ✓ Options still available | ✗ Automatic rejection |
We've built direct relationships with acquiring banks across the US, EU, and Canada who specifically work with high-risk merchants.
We submit to multiple banks simultaneously. Most standard applications receive a decision within 3–7 business days.
No upfront costs, no application fees, no commitment. Our revenue comes from the ongoing banking relationship.
Process in multiple currencies and regions. We match you to the right bank for your customer base and business location.
Being on the Terminated Merchant File is not a permanent ban. We have banking partners who work with merchants in this situation.
A real team — not a bot. Reach us via Telegram, email, or phone. We guide you through the entire process.
Tell us about your business, industry, and processing needs. No credit check, no commitment, no setup fee.
Within 24 hours, our team identifies the best-fit banks from our network based on your industry, volume, region, and risk profile — then submits simultaneously.
Receive your Merchant ID and gateway credentials. We help you integrate with your website or platform. Start processing — with a stable bank relationship, not an aggregator.
Free application. No setup fees. Our team reviews every submission.
🔒 Encrypted and never sold. Zero setup fees. No commitment.